40% of homes in the U.S. are selling above asking price, rents are through the roof in coastal cities, and offices are slowly filling up. This all comes to show that this is certainly not a buyers market. A balanced market is considered to have around six months of supply…

You would think if you study economics, you would want to go into well, economics or behavioral psychology, become an economics teacher, work on Wall Street, a behavioral scientist, or perhaps be the host of Freakonomics radio. Somewhat related to what you spent a quarter of a million dollars for…

2021 was a banner year. All sorts of records were closed. Did you close any? Whichever way, I thought so. After the market’s ~35% brief correction from Feb to March 2020, stocks, or shall I say, stonks (memified version) blasted to the moon! In terms of economic growth last year…

How would you describe the last year and half in the markets? (Besides Black Friday) Frothy, over-concentrated, speculative, peculiar, exuberant, possibly volatile? It’s important to keep in mind during any massive bull rally, especially with the one we have lived through for 13+ years till today, a prudent investor should…

According to CNBC and Statista, 57% of Americans didn’t pay federal income tax in 2021. Initially, you may be thinking that number sounds inaccurate given the lack of business acumen and financial logic Americans have; however when you evaluate the breakdown of the variety of income sources available today, the…

If you own any type of real estate these days from shares to physical tangible properties, you have a major advantage you want to hold onto as long as possible as an investor, consumer, and owner. …

There’s no such thing as a perfect bank account or body. I know people who were happy without much and were/maybe still are miserable with too much. We don’t chase things, we chase the feeling we hope they (never really do) possess. Shift your purpose to change your life. It’s…

As a personal finance blogger and mentor, I’m always intrigued by investors’ and everyday people’s habits, especially students. They have the most hilarious excuses on why something was a ‘great deal’! Lately, I’ve been hearing many have massive regret over their abrupt pandemic purchases. You’re not alone. Over 64% of…